Landlord Finance
Spread the cost of furnishing your property. Our HMO, SA and BTL furniture packages can be paid for with lease finance over 3–5 years, or with a 60-day payment plan, subject to status — with the option to own the furniture at the end of the term.
Lease finance is provided through our partner Kennet Equipment Leasing. Read their guide to how equipment leasing works below, then get in touch for a quote on your furniture package.
Read the Kennet equipment leasing guide as text
Equipment leasing for UK businesses: a strategic financial solution
Leasing rentals, or equipment leasing, empower UK businesses by offering access to vital equipment without substantial upfront costs.
How does leasing work?
Through a finance lease arrangement, we acquire the equipment of your choice and subsequently lease it to you for an agreed duration. You select the asset from your preferred supplier, and we procure it, allowing you to utilise it as if it were your own, while making agreed-upon monthly or quarterly payments. We maintain ownership of the equipment during this period.
What happens at the end of a lease?
At the end of the term of the agreement, we can relinquish our financial interest in the equipment for one further monthly payment*.
Unlock the potential benefits
- Accessible to All: Whether a sole trader, partnership, or limited company, equipment leasing benefits all business types.
- Cash Flow Freedom: Preserve capital and boost financial stability. Acquire essential equipment without depleting resources.
- Tax Advantages**: Lease Rental Payments could be 100% Tax Deductible! In most cases the cost of leasing is deductible as a business expense, reducing your overall tax bill. This could mean a saving of 19% - 25% of the lease payments depending on your profit band and rate of tax applicable to your business.
- Flexible Terms: Tailor leases to your business’s needs, spanning 2 to 5 years.
- Adapt to Fluctuations: For businesses with seasonal or cyclical cycles, leasing allows payment adjustments according to cash flow.
- Efficient Approvals: Kennet’s swift approval process minimises delays, providing you with the required equipment promptly.
- Strategic Partnership: Partner with Kennet for seamless equipment leasing, sparing your business from the financial burden of upfront purchases.
- Cutting-Edge Equipment: Stay ahead in your industry with access to the latest technology. Leasing keeps you competitive.
Considerations: Non-payment of any lease agreement could negatively affect the credit rating of both the business and any Guarantor and could result in the equipment being re-possessed.
Demystifying equipment leasing
- Example equipment cost £5,000
- Years trading 3 years plus
- Lease term 5 years
- Monthly payment £115
- Total payments £6,900
- Tax benefit (reclaim 19% of payments over 5 years) £1,311
- Net cost (deduct the tax relief from payments) £5,589
Ready to elevate your business? Reach out to Kennet and embark on a journey to success through strategic equipment leasing!
Kennet Equipment Leasing Limited. Kennet House, Temple Court, Temple Way, Coleshill, Birmingham B46 1HH. T: 01675 469200
Kennet Equipment Leasing Limited is authorised and regulated by the Financial Conduct Authority, FRN: 676024, as a authorised Credit Broker and Lender. Kennet work with a panel of lenders. All finance is subject to status and affordability checks. Terms and Conditions apply. Documentation fees do apply. All payments shown are excluding VAT. *Other options are available at the end of your lease, and are dependent on the type of equipment funded, age and value. Talk to us for more details. **Consult your accountant or tax advisor for tax-specific guidance.